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March 2012 Archives

Bank of America owes debtor for harassment after bankruptcy

Bankruptcy puts an immediate stop to any collection actions by creditors or third-party collection agencies. This means after any debtor files Chapter 7 or Chapter 13 bankruptcy, creditors must stop all harassing phone calls, letters, e-mails and any legal action they may have initiated.

Projected increase in foreclosures in 2012

While reports suggest that the economy is on an upswing, new research also indicates that foreclosures may be on the rise in Cleveland and throughout Middle Tennessee. The continued debt crisis, compounded by unemployment, has left millions of Americans struggling to pay their mortgages. The rocky economy as well as changes in foreclosure law could impact the housing market through 2012.

How to thwart debt collection tactics through social media

Many Tennessee residents have been through this annoying experience: your cell phone rings and you don't recognize the phone number. "Shoot," you think. "It's those debt collectors harassing me again. How can I put a stop to this?"

Foreclosure numbers show worrying signs of negative equity

About a month ago, we discussed the impact of filing for Chapter 7 on your home. There were a couple of tactics you could employ to help improve your situation as a homeowner, and as the calendar flipped to 2012, it looked like homeowners would have even more good news to celebrate. The economy seemed to be recovering.

Chapter 11 for Tennessee company holding Statue of Liberty scraps

Gold Leaf Corporation, a company from Nashville, Tennessee that acquired pieces of the Statue of Liberty during a renovation project in 1984, is filing for bankruptcy after an investor who kept the company afloat sued them. The man who invested in Gold Leaf Corp. won more than $300,000 after a judge ruled in his favor, and now the company is filing for Chapter 11 bankruptcy.

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