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We help folks facing problems with credit card debt

Credit card debt can be easy to accumulate and very difficult to pay back. Unanticipated emergencies, unemployment and other unforeseen expenses can cause credit card debt to add up quickly. Events like holidays and other special occasions can add to the debt. Not too long ago, we discussed the impact of the holiday season on the average American's debt burden.

According to a survey, Americans accumulated on average more than $1,000 in new debt over the course of a recent holiday season. About 20% of Americans accumulated $2,000 or more during the holidays. Over two-thirds of those surveyed used a credit card or an in-store card to finance their debt. Over 60% of people in debt had not expected to take on debt at the start of the holiday season. Fewer than 50% of those surveyed thought they would have their debts paid within three months.

Usually folks are able to keep their debt load under control, but when holidays and unexpected expenses happen, lots of good people find themselves in way over their heads. This is where bankruptcy attorneys may be able to help. The attorneys of Richard Banks & Associates concentrate their practice in the fields of bankruptcy and debt relief. Attorney Richard L. Banks is a board-certified bankruptcy specialist, a title earned only by lawyers who have focused their careers in the area of bankruptcy.

We have helped many satisfied clients in Bradley County, Tennessee, with their credit card debt issues. We can be reached by telephone or email. For more information on the services we offer, check out our website.

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Our Office Location:

Richard Banks & Associates

393 Broad Street, N.W.
Cleveland, TN 37364-1515
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Phone: (423) 244-0009
Toll Free: (866) 596-8527
Fax: (423) 478-1175

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